Does Your Inheritance Tax Planning Still Make Sense?
Most inheritance tax planning doesn't fail because it was wrong.
It fails because nobody asks whether it still makes sense.
Inheritance tax planning has become very good at recommending strategies.
It has become much less good at deciding when those strategies no longer make sense.
That's what this review is about.
Not finding fault.
Simply asking whether your existing planning still makes sense today.
You probably remember what you own.
But do you still remember why you own it?
Most inheritance tax planning isn't wrong.
It's simply based on yesterday's circumstances.
✓ I haven't looked at my inheritance tax planning for years.
✓ My circumstances have changed.
✓ I trust my adviser, but we've never challenged the original recommendations.
✓ Tax rules have changed.
✓ I simply want confidence that today's planning still makes sense.
"A widow once asked me to review her inheritance tax planning.
One strategy had remained in place for almost twenty years.
It may have been exactly the right recommendation when it was made."
Then I realised something.
Most inheritance tax planning doesn't fail because the advice was wrong.
It fails because nobody asks whether the advice is still right.
Here's something I've noticed.
The assumptions behind inheritance tax planning rarely stay the same.
Health changes.
Families change.
Wealth changes.
Tax rules change.
Life moves on.
Shouldn't the thinking behind your inheritance tax planning be reviewed too?
What happens during the review?
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We'll explore why each recommendation was originally made.
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We'll identify the assumptions behind it.
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We'll ask whether those assumptions still hold today.
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We'll consider whether we'd make the same recommendation today.
Sometimes the review confirms your planning still makes perfect sense.
Sometimes it doesn't.
Both outcomes are valuable.
This review probably isn't for you if...
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You're looking for a quick product recommendation.
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You simply want someone to tell you everything is fine.
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You believe inheritance tax planning is something you do once and never revisit.
Before we begin...
Because these reviews involve understanding years of previous planning, we only undertake a small number at any one time.
We'd rather do fewer reviews well than rush them.
If, after an initial conversation, we don't believe we can genuinely add value, we'll tell you.
Sometimes the right advice is to change nothing at all.
Start My Inheritance Tax Review
If, after reading this page, you'd like to explore whether your existing inheritance tax planning still makes sense, the next step is simply an initial conversation.
We'll discuss your current planning, understand what prompted the review and decide whether we believe we can genuinely add value.
If we don't, we'll tell you.