Why Evoa exists
Most people talk to advisers before they’ve really had space to understand their own questions.
That’s often where uncertainty begins.
You may already have money. You may already have an adviser. But do you know the right questions to ask, or the assumptions you’re making as you ask them?
Evoa reverses the usual order.
It helps you think clearly first, so when you do have important conversations, you arrive with confidence rather than confusion.
What Evoa does
Evoa helps you explore and test your financial thinking, before you commit to anything.
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Private and independent
Use Evoa anonymously, and explore your ideas without judgement or pressure.
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Clarity before commitment
Understand your options, challenge your assumptions, and sharpen your thinking before decisions are made.
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Avoid costly mistakes
Problems often arise when conversations begin with products, pitches, or other people’s priorities. Evoa helps you see the bigger picture first.
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Confidence when it matters
When you do speak to a professional, you’ll know what questions to ask, and what outcomes actually matter to you.
Who is Evoa for?
Divorce or separation
Divorce? Do not pay hefty fees just to realise you asked the wrong questions.
Evoa helps you think clearly before you speak to a solicitor or a financial adviser, so you can stay in control at a time when emotions often lead to costly decisions.
Pensions and retirement
Retirement? Do not let product recommendations shape your future before you understand your options.
Use Evoa to explore your income choices, understand the trade offs and prepare yourself before anyone tries to sell you a product or a portfolio.
Inheritance tax and passing on wealth
Inheritance tax? Avoid decisions driven by fear or sales pressure.
IHT planning is full of incentives and products that may not serve you. Evoa helps you see the bigger picture first, so you understand what really matters before you commit to anything.
Selling a business or receiving a large sum
Selling a business? Do not let complexity push you into fast decisions you later regret.
Large events attract advisers with strong views and strong incentives. Use Evoa to test your thinking privately before you engage anyone who has something to sell.
Gifting money to children or helping family
Thinking of gifting? Make sure generosity does not create long term problems.
Evoa helps you understand the implications of passing on wealth, so your support strengthens the family rather than creating future issues.
Life changes and uncertainty
Major life change? Get calm, independent clarity before anyone tries to influence your decision.
When life changes fast, pressure can lead to mistakes. Evoa gives you a safe place to think through your options first.
How Evoa works
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Click “Try Evoa” and start the conversation.
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Ask anything that relates to your financial life: pensions, retirement, inheritance, gifting, property, business exits, divorce and more.
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Evoa responds immediately with clear, practical insights in the voice and principles of experienced Chartered financial planners.
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Use what you learn to refine your thinking and ask stronger questions when you speak to professionals.
Evoa never sells products, never pushes decisions and never judges.
It simply helps you think.
Why we built Evoa
We believe better financial decisions come from better questions, not better sales conversations.
Far too many people begin with an adviser, a product or a pitch.
Evoa gives you a safe place to start with clarity instead.
It was created by Chartered financial planners who are tired of seeing consumers pushed toward decisions they do not fully understand. Evoa cannot give regulated advice, but it can help you understand your options and think more clearly before you commit to anything.
Frequently asked questions
If you’re unsure how to get started, just click “Launch Concierge” and follow the on-screen steps, it’s quick and completely free.